Terms of Use

Good Stewards is a technology platform that enables users to coordinate investment decisions, participate in group-based financial discussions, and access tools related to portfolio visibility and financial education.

Good Stewards is not:

Brokerage services on the Platform are provided by third-party brokerage providers.

By connecting a brokerage account through the Platform:

All securities transactions are executed by the applicable brokerage provider, not by Good Stewards.

Good Stewards does not:

The Platform may provide:

These are for informational purposes only and do not constitute financial, legal, or tax advice.

You are solely responsible for your investment decisions.

You agree to:

You may not:

The Platform may allow users to:

All group decisions:

Good Stewards is not responsible for group decisions, outcomes, or investment performance.

The Platform integrates with third-party services, including:

Your use of third-party services is governed by their respective terms and policies.

To the fullest extent permitted by law, Good Stewards is not liable for:

The Platform is provided "as is" without warranties of any kind.

You agree to indemnify and hold harmless Good Stewards Holdings Inc. from any claims or damages arising from:

We may suspend or terminate your access at our discretion if you violate these Terms.

We may update these Terms from time to time. Continued use of the Platform constitutes acceptance of updated Terms.

These Terms are governed by the laws of the State of Texas.

By creating an account and indicating your agreement, you consent to receive all records, disclosures, agreements, notices, and communications ("Communications") from Good Stewards Holdings Inc. and, where applicable, our third-party providers in electronic form, and to use electronic signatures in connection with the Platform. This consent is given under the federal Electronic Signatures in Global and National Commerce Act (E-SIGN Act) and applicable state law.

Scope of Consent — Your consent applies to:

Method of Delivery — We may provide Communications by posting them within the Platform, emailing the address associated with your account, or, for brokerage documents, through the systems of the applicable brokerage provider or e-signature provider (such as Dropbox Sign).

Hardware & Software Requirements — To access and retain Communications you need:

Paper Copies — You may request a paper copy of any Communication by contacting us at legal@goodstewards.io. We may charge a reasonable fee for paper copies except where prohibited by law. Requesting a paper copy will not, by itself, withdraw your consent to electronic delivery.

Withdrawing Consent — You may withdraw your consent to receive Communications electronically at any time by contacting us at legal@goodstewards.io. Because the Platform operates electronically, withdrawing consent may mean we can no longer provide certain services to you and may result in termination of your account. Withdrawal is effective only after we have had a reasonable period to process your request and does not affect the validity of Communications provided before withdrawal.

Keeping Your Information Current — You are responsible for keeping your email address and contact information accurate and up to date. You may update it in your account settings or by contacting us at legal@goodstewards.io.

Legal Effect — You agree that your electronic signatures and acceptances have the same legal force and effect as a handwritten signature, and that electronic Communications satisfy any legal requirement that such Communications be in writing.

DRAFT — PENDING ATTORNEY REVIEW

This section is a plain-language draft prepared for legal review and has not yet been reviewed or approved by counsel. It is published so that every guarantee claim on our website links to the terms that qualify it. If this section conflicts with a signed engagement agreement, the signed agreement controls.

What the guarantee promises

If you purchase the 90-Day Build ($10,000) and your family's club — the family office we build for you — is not live and transacting by day 90 of the engagement, you get every dollar back: a full refund of the 90-Day Build fees you have paid us, including the $2,500 deposit. The guarantee is a refund of our fees. It is not a guarantee of any investment result.

"Live and transacting" means all six of the following

The sixth item is the deliverable. The first five are the sequence that makes it possible.

Day 1 and day 90

Day 1 is the date the engagement begins, defined as the later of (a) the date the deposit of $2,500 is received and (b) the date of the kickoff session. Day 90 is 90 calendar days after day 1, extended by any paused days described below.

What the refund covers

If day 90 passes without all six conditions met, we refund one hundred percent of the 90-Day Build fees you have paid Good Stewards for the engagement, including the deposit. There is no proration for work performed, no deduction for time spent, and no requirement that you continue with us to receive it. You keep every document, entity, account, and charter produced during the engagement.

The refund does not extend to:

Client-dependency carve-outs — when the clock pauses

The engagement depends on the family, not only on us. The day 90 clock pauses, day for day, for each calendar day that any of the following is outstanding:

The clock resumes on the day the outstanding item is received or the paused condition ends. We will tell you in writing when we consider the clock paused and when it resumes, and the build tracker in your dashboard reflects the current day count.

Conditions outside either party's control

The clock also pauses for delays caused by government or agency processing times beyond published norms, provider outages, regulatory or compliance holds imposed by a third-party provider, natural disaster, or other events outside our reasonable control.

When the guarantee does not apply

The guarantee does not apply if you terminate the engagement, if fees due are unpaid, if information you or a member provided is materially inaccurate, if a member is ineligible under a provider's or a jurisdiction's requirements, or if a required approval is denied by a government agency or third-party provider for reasons unrelated to our work. If a club cannot be completed for one of these reasons, we will tell you promptly and in writing.

How to invoke it

No claim form is required. If day 90 passes without all six conditions met, the guarantee applies automatically: we will tell you in writing that it has been triggered, and a written request from you — an email to legal@goodstewards.io is enough — is all that is needed to start the refund. No justification is required, and we will not attempt to talk you out of it.

We initiate the refund within five (5) business days of your request, to the original payment method, through our payment processor. Depending on your bank or card issuer, the funds typically appear within five to ten business days after initiation.

If you would rather we finish the build than take the money back, you may tell us so in writing and we will continue the same coordination, filing, onboarding, facilitation, and account-opening work at no further charge until the six conditions are met. That is your choice to make, not ours, and choosing it does not waive your right to request the refund later.

To raise a question about the guarantee, contact legal@goodstewards.io.

DRAFT — PENDING ATTORNEY REVIEW

This section is a plain-language draft prepared for legal review and has not yet been reviewed or approved by counsel. It is published so that every deposit claim on our website links to the terms that qualify it. If this section conflicts with a signed engagement agreement, the signed agreement controls.

The deposit

The 90-Day Build ($10,000) begins with a deposit of $2,500. The deposit is part of the total engagement fee, not an additional charge: once the engagement begins, it is credited in full against the $10,000.

Fully refundable until your kickoff call

At any time before your kickoff call begins, you may cancel for any reason — or no reason — and receive a full refund of your deposit. One hundred percent. No cancellation fee, no deduction for payment-processing costs, no form to fill out, and no conversation you have to survive first.

Your "kickoff call" is the first scheduled working session of your engagement — the session that starts the day-1 clock described in the Day-90 Guarantee section above. Booking the kickoff call does not end the refund window; the call actually beginning does.

How to request a refund

Send a written request — an email is enough — to legal@goodstewards.io, or reply to any message from the person who ran your session. No justification is required, and we will not attempt to talk you out of it.

Timing and method

We initiate the refund within five (5) business days of your request, to the original payment method, through our payment processor. Depending on your bank or card issuer, the funds typically appear within five to ten business days after initiation.

After the kickoff call

Once your kickoff call begins, the engagement is underway and the deposit is applied to the engagement fee. This section's no-questions-asked window closes at that point, and any refund on request after it is governed by your signed engagement agreement, not by this section. The Day-90 Guarantee above is separate and continues to apply: if your family's club is not live and transacting by day 90, you get every dollar of our fees back, including this deposit, under that section's terms.

Your statutory rights

Nothing in this section limits, waives, or shortens any cancellation or refund right you hold under applicable law. Where the law gives you a longer window or a stronger remedy, the law controls.

Questions

Contact legal@goodstewards.io.

Good Stewards Holdings Inc.

2701 Little Elm Pkwy Ste 100

#837

Little Elm, TX 75068

legal@goodstewards.io